A financial plan will give you the answers and solutions to the following questions:

• When can I retire?

• Will I run out of money?

• What should I invest in?

• How much do I need to save?

• Should I participate in my company’s pension or RRSP plan?

• Should I pay down my mortgage or contribute to my RRSP?

• Should I contribute to my RRSP or the TFSA or both?

• Should I borrow to invest?

• Should I have a fixed or variable mortgage?

• What can I do to reduce my taxes?

• How much and what kind of insurance should I have?

• What is the most effective way to transfer my estate to my children?

• How should I set up and or structure my business?

• What is the most effective way to give to charity?

• and many more!

 

To start your financial plan or to learn how we may be able to help you please contact us.